Higher care costs in Bavarian homes – additional payments are rising

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Written By Kampretz Bianca

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For those in need of nursing home care, the costs they have to bear have continued to rise. In Bavaria, the personal contribution for the first year at home from 1 July was 2,814 euros per month – an increase of 564 euros compared to mid-2023, as an evaluation by the Hanover Association of Nursing Home Funds showed.

The burden on those in need of care and their relatives is increasing despite the increase in the support surcharges, which are based on the length of stay. According to the information, the surcharge from the fourth year onwards has increased to an average of 1,735 euros per month. This is 120 euros more than on 1 July 2023, as can be seen from the data available to the German Press Agency.

The national average increase is less pronounced

On a national average, costs also increased – albeit less sharply than in Bavaria. On the other hand, the national average cost level was slightly higher than in the Free State. According to the information, from 1 July, an average of 2,871 euros per month was due out of pocket for the first year in the home – 211 euros more than in mid-2023. The additional amount from the fourth year in the home amounted to a national average of 1,865 euros per month. An increase of 91 euros compared to 1 July 2023.

The totals include, on the one hand, the personal contribution for pure care and support. Because nursing care insurance – unlike health insurance – only covers part of the costs. For the residents of the home, there are additional costs for accommodation, meals and investments in the facilities. The assessment from July 1st also included for the first time the training costs, which are also passed on by the homes. This item was also included in the comparative figures from July 1st, 2023, as explained.

Higher relief surcharges

Since 2022, in addition to the care insurance payments, there have also been relief surcharges, which were increased with the traffic light coalition reform on January 1, 2024. The personal contribution for pure care is reduced in the first year at home by 15 percent instead of 5 percent, in the second by 30 instead of 25 percent, in the third by 50 instead of 45 percent and from the fourth year by 75 percent. from 70 percent. The reason for the increased personal contribution is primarily the higher personnel costs for nursing staff.

Replacement Fund Association: Countries ignore responsibility

The head of the substitute health insurance association, Ulrike Elsner, said of the continuing increase in personal contributions: “The fact that this amount is so high is also because the states are ignoring their responsibility.” Taking on the investment costs it envisages would save residents an average of 490 euros per month. It is also the state’s responsibility to cover training costs. This is to be addressed as part of the nursing reform announced by Federal Health Minister Karl Lauterbach (SPD).

With information from dpa

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